%PDF-1.4
%
1 0 obj
<>>>
endobj
2 0 obj
<>stream
2020-06-22T09:56:42+02:00
2020-06-22T09:56:42+02:00
2020-06-22T09:56:42+02:00
Adobe InDesign CS6 (Windows)
uuid:5a4a4405-46d2-4a31-839f-02530af008a4
adobe:docid:indd:854ff038-3a54-11df-8efe-ceabaa995618
xmp.id:0DD2C0C30EB4EA11A2B3EE7C326DA651
proof:pdf
xmp.iid:0CD2C0C30EB4EA11A2B3EE7C326DA651
xmp.did:0CD2C0C30EB4EA11A2B3EE7C326DA651
adobe:docid:indd:854ff038-3a54-11df-8efe-ceabaa995618
default
converted
from application/x-indesign to application/pdf
Adobe InDesign CS6 (Windows)
/
2020-06-22T09:56:42+02:00
application/pdf
Adobe PDF Library 10.0.1
False
endstream
endobj
3 0 obj
<>
endobj
5 0 obj
<>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
6 0 obj
<>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 595.276 841.89]/Type/Page>>
endobj
15 0 obj
<>stream
BT
0 0 0 1 k
/GS0 gs
/T1_0 1 Tf
-0.006 Tw 8 0 0 8 31.1811 807.8634 Tm
[(Felh\355vjuk \035gyelm\351t, hogy jelen term\351k egyes eszk)8(\366zalapok eset\351ben az al\341bbi kiemelt tar)-15.9(tamokn\341l meghaladja az MNB 8/2016. \(VI. 30.\) aj\341nl\341s 29./33./\
38. )]TJ
0 Tw 0 -1.187 TD
(pontj\341ban r\366gz\355tett TKM)Tj
4.664 0 0 4.664 114.1478 801.0274 Tm
(Ny)Tj
8 0 0 8 119.4694 798.3634 Tm
[( limit\351r)-15.9(t\351ket:)]TJ
ET
0 0 0 0.4 k
/GS1 gs
31.431 794.113 532.682 -11.339 re
f
0 0 0 0.15 k
31.431 782.775 354.1 -11.339 re
385.531 782.775 59.528 -11.339 re
445.058 782.775 59.528 -11.339 re
504.586 782.775 59.528 -11.339 re
31.431 658.05 354.1 -11.339 re
385.531 658.05 59.528 -11.339 re
445.058 658.05 59.528 -11.339 re
504.586 658.05 59.528 -11.339 re
f
0 0 0 1 K
0.5 w
/GS2 gs
q 1 0 0 1 31.1811 794.1134 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 783.0248 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 794.1134 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 794.1134 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 504.5858 794.1134 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 564.1134 783.0248 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 782.7748 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 771.6862 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 782.7748 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 771.6862 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 782.7748 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 771.6862 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 782.7748 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 771.6862 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 771.6862 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 771.4362 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 760.3477 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 771.4362 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 760.3477 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 771.4362 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 760.3477 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 771.4362 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 760.3477 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 760.3477 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 760.0977 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 749.0091 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 760.0977 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 749.0091 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 760.0977 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 749.0091 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 760.0977 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 749.0091 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 749.0091 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 748.7591 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 737.6705 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 748.7591 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 737.6705 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 748.7591 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 737.6705 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 748.7591 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 737.6705 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 737.6705 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 737.4205 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 726.3319 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 737.4205 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 726.3319 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 737.4205 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 726.3319 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 737.4205 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 726.3319 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 726.3319 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 726.0819 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 714.9933 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 726.0819 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 714.9933 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 726.0819 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 714.9933 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 726.0819 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 714.9933 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 714.9933 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 714.7433 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 703.6547 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 714.7433 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 703.6547 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 714.7433 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 703.6547 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 714.7433 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 703.6547 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 703.6547 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 703.4047 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 692.3162 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 703.4047 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 692.3162 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 703.4047 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 692.3162 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 703.4047 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 692.3162 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 692.3162 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 692.0662 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 680.9776 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 692.0662 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 680.9776 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 692.0662 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 680.9776 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 692.0662 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 680.9776 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 680.9776 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 680.7276 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 669.639 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 680.7276 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 669.639 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 680.7276 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 669.639 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 680.7276 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 669.639 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 669.639 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 669.389 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 658.3004 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 669.389 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 658.3004 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 669.389 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 658.3004 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 669.389 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 658.3004 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 658.3004 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 658.0504 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 646.9618 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 658.0504 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 646.9618 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 658.0504 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 646.9618 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 658.0504 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 646.9618 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 646.9618 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 646.7118 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 635.6232 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 646.7118 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 635.6232 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 646.7118 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 635.6232 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 646.7118 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 635.6232 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 635.6232 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 635.3732 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 31.4311 624.2847 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 385.5307 635.3732 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 385.5307 624.2847 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 445.0583 635.3732 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 624.2847 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 504.5858 635.3732 cm
0 0 m
59.778 0 l
S
Q
q 1 0 0 1 504.5858 624.2847 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 564.1134 624.2847 cm
0 0 m
0 10.839 l
S
Q
q 1 0 0 1 31.1811 624.0347 cm
0 0 m
354.35 0 l
S
Q
q 1 0 0 1 385.5307 624.0347 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 445.0583 624.0347 cm
0 0 m
59.528 0 l
S
Q
q 1 0 0 1 504.5858 624.0347 cm
0 0 m
59.778 0 l
S
Q
BT
0 0 0 1 k
/GS0 gs
/T1_0 1 Tf
8 0 0 8 235.1853 785.6041 Tm
[(Limit\351r)-16(t\351k t\372ll\351p\351s\351nek m\351r)-15.8(t\351ke \(%\))]TJ
-6.797 -1.417 Td
[(Alapn\351v/T)61.1(ar)-16(tam)]TJ
28.123 0 Td
(10 \351v)Tj
7.441 0 Td
(15 \351v)Tj
7.441 0 Td
(20 \351v)Tj
/T1_1 1 Tf
-60.968 -1.417 Td
[(Aegon T)61.1(empo Andante 1 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
46.858 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Andante 2 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,10%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Andante 3 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,16%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Moderato 4 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,22%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Moderato 5 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,22%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Moderato 6 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,25%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Moderato 7 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,22%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Allegro 8 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,16%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Allegro 9 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,18%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Aegon T)61.1(empo Allegro 10 Alapok Alapja Eszk\366zalap \(HUF\))]TJ
45.91 0 Td
(0,32%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
/T1_0 1 Tf
-46.417 -1.417 Td
[(Befek)-12(tet\351si Program/T)61.2(ar)-16(tam)]TJ
30.764 0 Td
(10 \351v)Tj
7.441 0 Td
(15 \351v)Tj
7.441 0 Td
(20 \351v)Tj
/T1_1 1 Tf
-60.968 -1.417 Td
[(Konzer)-30.9(vat\355v Befek)-14(tet\351si Program)]TJ
46.858 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
-61.74 -1.417 Td
[(Dinamikus Befek)-13.9(tet\351si Program)]TJ
45.91 0 Td
(0,11%)Tj
8.389 0 Td
(\227)Tj
7.441 0 Td
(\227)Tj
0.004 Tw -62.48 -1.781 Td
[(Az eszk\366zalapok \351s \355gy a befek)-13.9(tet\351si programok is \366sszetettek, mer)-25(t ak)-14(t\355v vagyonkezel\351si )0.5(strat\351gia \341ll m\366g\366tt\374k, )0.5(\351s befek)-14(tet\351seiket )0.5(t\366bbfajta eszk\366z k\366z\366tt osztj\341k )]TJ
0.003 Tw T*
[(meg. Az eszk\366zalap m\366g\366tti befek)-14(tet\351si alapok az Aegon T)61(emp\363 Eserny\037alap r\351szalapjai. Az Eserny\037alap c\351lja olyan \
j\363l diverzi\036k\341lt, hat\351kony por)-25(tfoli\363k kialak\355t\341sa, )]TJ
-0.014 Tw T*
[(melyek adott kock\341zati szint mellett a lehet\037 legmagasabb hozam el\
\351r\351s\351re t\366rekszenek. Az eszk\366zalapok \351s \355gy a befek\
)-13.9(tet\351si programok is az \341tlagosn\341l magasabb )]TJ
0.065 Tw T*
[(hozampotenci\341llal rendelkeznek, mer)-24.9(t az \341tlagosn\341l kock\341zatosabb eszk\366z\366ket tar)-24.9(talmaznak \351s a magasabb kock\341zat v\341llal\341sa hossz\372 t\341vo\
n magasabb hozamot )]TJ
0 Tw T*
(eredm\351nyezhet.)Tj
/T1_0 1 Tf
0 -1.542 TD
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Andante 2 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/T1_1 1 Tf
-0.022 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
[(A R\351szalap az alacsony kock\341zat\372 alapok mellett nagyon kis s\372\
llyal m\341r r\351szv\351nyalapokat is tar)-25(t. A R\351szalap 5% r\351szv\351ny)37.1(, 55% k\366tv\351ny)37.1(, 25% p\351nzpiaci \351s 15% )]TJ
0 Tw 0 -1.187 TD
[(abszol\372t hozam\372 alap eszk\366zar\341ny)-25.7(t c\351loz meg.)]TJ
/T1_0 1 Tf
-2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Andante 3 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/T1_1 1 Tf
-0.055 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
(A R\351szalap az alacsony kock\341zat\372 k\366tv\351ny \351s p\351nzpia\
ci alapok mellett m\341r kis s\372llyal r\351szv\351nyalapokba, valamint\
abszol\372t )Tj
[(hozam\372 alapokba is fek)-14(tet. A R\351szalap )]TJ
0 Tw T*
[(10% r\351szv\351ny)37.1(, 50% k\366tv\351ny)37.1(, 20% p\351nzpiaci \351s 20% abszol\372t hozam\372 alap eszk\366zar\341n\
y)-25.6(t c\351loz meg.)]TJ
/T1_0 1 Tf
-2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Moderato 4 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/Span<>> BDC
( )Tj
EMC
/T1_1 1 Tf
-0.007 Tc -0.06 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
[(A R\351szalap egyar\341nt tar)-24.9(talmaz magas volatilit\341s\372, ugyanakkor magas hozampotenci\341llal r\
endelkez\037 r\351szv\351nyalapokat, alacsony kock\341zat\372 k\366tv\351\
ny)37.2(, illetve p\351nzpiaci)-7.1( )]TJ
0 Tc 0.011 Tw T*
(hozamokat, illetve az el\037bbi eszk\366zoszt\341lyokkal alacsony korrel\
\341ci\363t mutat\363 abszol\372t hozam\372, valamint sz\341rmaztatott a\
lapokat. )Tj
(A R\351szalap f\037k\351nt k\366tv\351ny \351s )Tj
-0.014 Tw T*
[(abszol\372t hozam\372 alapokba fek)-13.9(tet, ugyanakkor k\366zepes s\372llyal r\351szv\351ny \351s p\351nzpiaci \
alapokat is tar)-25(t. A R\351szalap 15% r\351szv\351ny)37.1(, 45% k\366tv\351ny)37(, 15% p\351nzpiaci \351s )]TJ
0 Tw T*
[(25% abszol\372t hozam\372 alap eszk\366zar\341ny)-25.7(t c\351loz meg.)]TJ
/T1_0 1 Tf
-2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Moderato 5 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/Span<>> BDC
( )Tj
EMC
/T1_1 1 Tf
0.002 Tc 0.12 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
[(A R\351szalap egyar\341nt tar)-25.3(talmaz magas volatilit\341s\372, ugyanakkor magas hozampotenci\341llal r\
endelkez\037 r\351szv\351nyalapokat, alacsony kock\341zat\372 k\366tv\351\
ny)36.8(, illetve)2( )]TJ
0 Tc 0.043 Tw T*
(p\351nzpiaci hozamokat, illetve az el\037bbi eszk\366zoszt\341lyokkal al\
acsony korrel\341ci\363t mutat\363 abszol\372t hozam\372, valamint sz\341\
rmaztatott )Tj
(alapokat. A R\351szalap f\037k\351nt )Tj
-0.02 Tw T*
[(k\366tv\351ny)37.1(, r\351szv\351ny)37(, valamint abszol\372t hozam\372 alapokba fek)-13.9(tet, de a kock\341zat cs\366kkent\351se \351rdek\351ben p\351nzpiaci t\355\
pus\372 alapokat is tar)-25(t. A R\351szalap 20% r\351szv\351ny)37(, )]TJ
0 Tw T*
[(40% k\366tv\351ny)37.1(, 10% p\351nzpiaci \351s 30% abszol\372t hozam\372 alap eszk\366zar\341n\
y)-25.6(t c\351loz meg.)]TJ
/T1_0 1 Tf
-2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Moderato 6 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/Span<>> BDC
( )Tj
EMC
/Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
/T1_1 1 Tf
-0.035 Tw 2.126 0 Td
[(A )0.5(R\351szalap )0.5(egyar\341nt )0.5(tar)-25(talmaz )0.5(magas )0.5(volatilit\341s\372, )0.5(ugyanakkor )0.5(magas )0.5(hozampotenci\341llal )0.6(rendelkez\037 )0.5(r\351szv\351nyalapokat, )0.6(alacsony )0.5(kock\341zat\372 )0.5(k\366tv\351ny)37.1(, illetve )0.5(p\351nz)]TJ
0 Tw 64.126 0 Td
(-)Tj
-0.058 Tw -64.126 -1.187 Td
(piaci hozamokat, illetve az el\037bbi eszk\366zoszt\341lyokkal alacsony \
korrel\341ci\363t mutat\363 abszol\372t hozam\372, valamint sz\341rmazta\
tott )Tj
[(alapokat. A R\351szalap egyar\341nt fek)-14(tet )]TJ
-0.012 Tw T*
[(k\366tv\351ny)37.1(, r\351szv\351ny)37(, valamint abszol\372t hozam\372 alapokba. Az alap p\351nzpiaci t\355pus\
\372 alapokat csak a lik)-19.9(vidit\341s biztos\355t\341sa \351rdek\351ben tar)-25(t. A R\351szalap 25% r\351szv\351ny)37(, )]TJ
0 Tw T*
[(35% k\366tv\351ny)37.1(, 5% p\351nzpiaci \351s 35% abszol\372t hozam\372 alap eszk\366zar\341ny\
)-25.6(t c\351loz meg.)]TJ
/T1_0 1 Tf
-2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Moderato 7 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/Span<>> BDC
( )Tj
EMC
/T1_1 1 Tf
-0.035 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
[(A )0.5(R\351szalap )0.5(egyar\341nt )0.5(tar)-25(talmaz )0.5(magas )0.5(volatilit\341s\372, )0.5(ugyanakkor )0.5(magas )0.5(hozampotenci\341llal )0.6(rendelkez\037 )0.5(r\351szv\351nyalapokat, )0.6(alacsony )0.5(kock\341zat\372 )0.5(k\366tv\351ny)37.1(, illetve )0.5(p\351nz)]TJ
0 Tw 64.126 0 Td
(-)Tj
-0.058 Tw -64.126 -1.187 Td
(piaci hozamokat, illetve az el\037bbi eszk\366zoszt\341lyokkal alacsony \
korrel\341ci\363t mutat\363 abszol\372t hozam\372, valamint sz\341rmazta\
tott )Tj
[(alapokat. A R\351szalap egyar\341nt fek)-14(tet )]TJ
-0.012 Tw T*
[(k\366tv\351ny)37.1(, r\351szv\351ny)37(, valamint abszol\372t hozam\372 alapokba. Az alap p\351nzpiaci t\355pus\
\372 alapokat csak a lik)-19.9(vidit\341s biztos\355t\341sa \351rdek\351ben tar)-25(t. A R\351szalap 30% r\351szv\351ny)37(, )]TJ
0 Tw T*
[(30% k\366tv\351ny)37.1(, 5% p\351nzpiaci \351s 35% abszol\372t hozam\372 alap eszk\366zar\341ny\
)-25.6(t c\351loz meg.)]TJ
/T1_0 1 Tf
-2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Allegro 8 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/Span<>> BDC
( )Tj
EMC
/T1_1 1 Tf
0.002 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
[(A R\351szalap f\037k\351nt r\351szv\351ny-, valamint abszol\372t hozam\372\
alapokba fek)-14(tet, de diverzi\036k\341ci\363s c\351llal k\366tv\351ny t\355pus\372 ala\
pokat is tar)-25(talmaz. Az alap p\351nzpiaci t\355pus\372 )]TJ
-0.005 Tc -0.044 Tw 0 -1.188 TD
[(alapokat csak a lik)-20(vidit\341s biztos\355t\341sa \351rdek\351ben tar)-25(t. A R\351szalap 35% r\351szv\351ny)37(, 25% k\366tv\351ny)37(, 5% p\351nzpiaci \351s 35% abszol\372t hozam\372 alap eszk\366zar\341ny\
)-25.9(t c\351loz meg.)]TJ
/T1_0 1 Tf
0 Tc 0 Tw -2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Allegro 9 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/Span<>> BDC
( )Tj
EMC
/T1_1 1 Tf
0.066 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
[(A )0.5(R\351szalap )0.6(f\037k\351nt )0.6(r\351szv\351ny)37.1(, )0.5(valamint )0.6(abszol\372t )0.6(hozam\372 )0.6(alapokba )0.6(fek)-14(tet, )0.6(de )0.5(diverzi\036k\341ci\363s )0.6(c\351llal )0.6(kis )0.6(m\351r)-25(t\351kben )0.6(k\366tv\351ny )0.6(t\355pus\372 )0.6(alapokat )0.6(is )0.5(tar)-25(talmaz. )0.6(Az )0.6(alap )]TJ
0.078 Tw 0 -1.187 TD
[(p\351nzpiaci )0.6(t\355pus\372 )0.6(alapokat )0.5(csak )0.6(a )0.5(lik)-19.9(vidit\341s )0.5(biztos\355t\341sa )0.6(\351rdek\351ben )0.6(tar)-25(t. )0.6(A )0.5(R\351szalap )0.6(40% )0.5(r\351szv\351ny)37.1(, )0.5(20% )0.5(k\366tv\351ny)37.1(, )0.5(5% )0.5(p\351nzpiaci )0.6(\351s )0.6(35% )0.5(abszol\372t )0.6(hozam\372 )0.5(alap )]TJ
0 Tw T*
[(eszk\366zar\341ny)-25.9(t c\351loz meg.)]TJ
/T1_0 1 Tf
-2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Aegon T)57.1(emp\363 Allegro 10 Alapok Alapja Eszk)8.2(\366zalap \(HUF\))]TJ
/Span<>> BDC
( )Tj
EMC
/T1_1 1 Tf
0.116 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
[(A R\351szalap a legnagyobb s\372llyal r\351szv\351nyalapokba fek)-14(tet. Emellett abszol\372t hozam\372 alapokat, valamint diverzi\036k\341c\
i\363s c\351llal kis m\351r)-24.9(t\351kben k\366tv\351ny t\355pus\372 )]TJ
0.03 Tw T*
[(alapokat is tar)-25(talmaz. Az alap p\351nzpiaci t\355pus\372 alapokat csak a lik)-20(vidit\341s biztos\355t\341sa \351rdek\351ben tar)-25(t. A R\351szalap 45% r\351szv\351ny)37.1(, 15% k\366tv\351ny)37.1(, 5% p\351nzpiaci \351s )]TJ
0 Tw T*
[(35% abszol\372t hozam\372 alap eszk\366zar\341ny)-25.7(t c\351loz meg.)]TJ
/T1_0 1 Tf
-2.126 -1.187 Td
()Tj
/Span<>> BDC
( )Tj
EMC
2.126 0 Td
[(Dinamikus Befek)-11.9(tet\351si Program)]TJ
/Span<>> BDC
( )Tj
EMC
/T1_1 1 Tf
0.034 Tw /Span<>> BDC
-2.126 -1.187 Td
( )Tj
EMC
2.126 0 Td
[(A magasabb kock\341zatv\341llal\341si hajland\363s\341g alapj\341n v\341\
laszthat\363 a Dinamikus Befek)-13.9(tet\351si Program. A Dinamikus Befek)-13.9(tet\351si program 10 elt\351r\037 kock\341zati szint\035 )]TJ
0 Tw T*
[(vegyes \366sszet\351tel\035 eszk\366zalapot tar)-24.7(talmaz.)]TJ
/T1_0 1 Tf
-2.126 -2.438 Td
(FIGYELEM!)Tj
/T1_1 1 Tf
-0.018 Tw 0 -1.25 TD
(Fontos tudnival\363, hogy a fentiekben bemutatott TKM)Tj
0 Tw 4.664 0 0 4.664 202.3334 164.9447 Tm
(Ny)Tj
-0.018 Tw 8 0 0 8 207.3004 162.2807 Tm
[( \351r)-25(t\351kek a t\355pusp\351lda adatain t\372lmen\037en azt is felt\351telez\
t\351k, hogy a szerz\037d\351s az adott tar)-24.9(tam alatt mindv\351gig )]TJ
0.065 Tw -22.015 -1.25 Td
[(\351l\037, nem ker\374l m\363dos\355t\341sra, a szerz\037d\351sb\037l p\351\
nzkivon\341s semmilyen form\341ban nem t\366r)-24.9(t\351nik \351s a meg\341llap\355tott d\355jak az adott tar)-25(tam sor\341n id\037ben marad\351k)-14(talanul )]TJ
0.028 Tw T*
[(meg\036zet\351sre ker\374lnek. Mindez\351r)-24.9(t a TKM)]TJ
0 Tw 4.664 0 0 4.664 162.8714 144.9447 Tm
(Ny)Tj
0.028 Tw 8 0 0 8 167.8384 142.2807 Tm
[( \351r)-25(t\351kek \341ltal bemutatott k\366lts\351gszint nem sz\374ks\351gszer\035\
en azonos a megv\341s\341rolni k\355v\341nt konkr\351t szerz\037d\351s k\
\366lts\351geivel, )]TJ
0.078 Tw -17.082 -1.25 Td
[(hanem arr\363l megk\366zel\355t\037 )0.5(t\341j\351koztat\341st )0.5(ny\372jt. )]TJ
/T1_0 1 Tf
[(A szerz\036d\351s )0.5(egyedi jellemz\036inek )0.5(f\374ggv\351ny\351ben a k)8(onkr\351t )0.5(szerz\036d\351s k)8(\366lts\351gei )0.5(ak\341r l\351nyegesen is elt\351rhetnek a )]TJ
0 Tw T*
[(k)8(\366z\366lt TKM)]TJ
4.664 0 0 4.664 69.6844 124.9447 Tm
(Ny)Tj
8 0 0 8 75.006 122.2807 Tm
[( \351r)-16(t\351kek)-12(t\036l. )]TJ
/T1_1 1 Tf
-5.478 -1.25 Td
[(A Magyar Nemzeti Bank honlapj\341n megtal\341lhat\363 az \366sszes, a Re\
ndelet szerinti TKM sz\341m\355t\341si k\366telezetts\351g al\341 tar)-24.1(toz\363 TKM \351r)-24.9(t\351k.)]TJ
0.061 Tw T*
(Felh\355vjuk a \036gyelmet tov\341bb\341 arra, hogy a TKM)Tj
0 Tw 4.664 0 0 4.664 185.7618 104.9447 Tm
(Ny)Tj
0.061 Tw 8 0 0 8 190.7289 102.2807 Tm
[( fontos, de nem az egyetlen l\351nyeges pontja a unit linked nyugd\355jb\
iztos\355t\341sokra vonatkoz\363 \374gy)-22(f\351lt\341j\351koztat\341snak. )]TJ
0.036 Tw -19.943 -1.25 Td
[(Nem elhanyagolhat\363 szempont ugyanis a konkr\351t aj\341nlatban szerep\
l\037 biztos\355t\341si fedezet jellege \(\351let)46.1(-, baleset)46(- vagy eg\351szs\351gbiztos\355t\341s\) \351s nagys\341ga. Hossz\372 t\341\
v\372 )]TJ
0.03 Tw T*
[(megtakar\355t\341sokr\363l l\351v\351n sz\363, szempont lehet tov\341bb\341\
, hogy a tar)-25(tam alatt esetleg megv\341ltoz\363 \351lethelyzetben a term\351k mennyir\
e testre szabhat\363 \(pl. milyen kieg\351)]TJ
0 Tw (-)Tj
-0.002 Tw T*
(sz\355t\037 fedezettel b\037v\355thet\037 a biztos\355t\341s\), mennyire\
hozz\341f\351rhet\037 az adott szerz\037d\351sben elhelyezett \366sszeg\
, milyen tov\341bbi )Tj
(k\351nyelmi megold\341sokat k\355n\341l a t\341rsas\341g az )Tj
0 Tw T*
[(\374gy)-21.9(f\351lig\351nyek kiszolg\341l\341s\341ra \(pl. befek)-13.7(tet\351sek online \341tcsopor)-24.8(tos\355t\341s\341nak lehet\037s\351ge\). )]TJ
-0.042 Tw T*
(K\366sz\366nj\374k \036gyelm\351t \351s b\355zunk abban, hogy a TKM)Tj
0 Tw 4.664 0 0 4.664 190.1887 54.9447 Tm
(Ny)Tj
-0.042 Tw 8 0 0 8 195.1558 52.2807 Tm
[( bemutat\341sa is hozz\341j\341rul ahhoz, hogy k\374l\366nb\366z\037 biz\
tos\355t\363k \341ltal k\355n\341lt befek)-14(tet\351si egys\351gekhez k\366t\366tt \351letbiztos\355)]TJ
0 Tw (-)Tj
-0.029 Tw -20.497 -1.25 Td
(t\341sok k\366lts\351gszintje \341tl\341that\363 \351s \366sszehasonl\355\
that\363 legyen, \351s \355gy \326n m\351g ink\341bb megalapozott, infor\
m\341lt d\366nt\351st hozzon a )Tj
[(biztos\355t\341si szolg\341ltat\341s megv\341s\341rl\341sakor)45.1(. )]TJ
0 Tw 59.97 -1.25 Td
(2020. j\372nius 30.)Tj
7.5 0 0 7.5 31.1812 20.1869 Tm
(2)Tj
ET
endstream
endobj
13 0 obj
<>
endobj
12 0 obj
<>
endobj
19 0 obj
<>
endobj
20 0 obj
<>
endobj
21 0 obj
<>stream
H\͊0~
gj%؆85lxyU,Q9><lӭ=ٜ1¥0]ϯ巽6c}p%I<=ˮk~0ż_Mz?df5]8B_ks
&]8Ϗߊ1b p6Lp &ll0tͯfJ6ygϷQWЙj|9"[uNzFbG~~SKqX2X0X2X0ZVS{h[[[[[}B_W+
}B_K%x dbVY f%J +|qds`sds`sds`sds`sds`sds`sds`S]qve}E}e}E}e}E}e}E}݂f̕^
/r9(rPA"eyw(g&x2{0{2{0{2{0{2{0{2{0{2{0{2{0{2{0{2{0{0YUkO
=Qo ߒ-b9TȡjԯYFl5jijUĎf>P1M-mo=:>;xM܅7+ `7
endstream
endobj
22 0 obj
<>stream
HlTyPy5#GFMNAgePA#\rT@8@TGEGA%pu<Gqg*Yǵ,֝Zua6NMTtu~W}{"(
ӥdcSô)A+'.oH)(]8ԏqib77O5ANh{d%dlЦg%'i2S1/+=un!Vwf_L_jVhVnehO54R34]zPw>CdktDMj!4?l(&NO%CBɉ'M|!Stq#aRLH*! i&JUB%!=GH?!ӁrP^[>^ȄP5-]JEI'd&@M+
KHu :;^u|Lw40٩j6=ʶR4B/4,uXɰ+;rtys;/]J\gnr=:(.3~rssKqkv{9}x'r>==˽Q).GEb_([ʵxKk2I+X%'rwp clLde*Ev*8* BpW3N1.@K2h,wqߦԒD^7-p/GnkVXdfPāGdX8a!6|#jfmR`.>=ELxShڬAh0[j_N+^Mi/sV d8_'bwp,|WJ8.=08|`,Aq4(1 G̵V r'b|W_n:ɴ:E>4ƺpᒲ⨼-RS{h1n\cjcjvU#xwЖqCn[~`Aܸ|DTL6XMYr9f8ע?Ngd9T5-p%ť5eUj(Sf1&wU
cYNeId(,0Q7ȁ
1)#c'eC
wgchYvBu۠&B
B?5 &|o_Ll/Ĉ<>ŐZ/e\l8PggcP?\oӃ}% (aRZ/>9wa$~O$`zun^E$hcEȅ 6M1cPuewѦom8f͢0QtWU.&OWcVe_DQֳܑ( M :_T>-B`%P^Y>Y5@GB7 Z_WTX(pnRC?EK:a=,^vF~gwᯅ7UPcatщ;UPM)wmPF=vf?iKmj7&簸X
+W`
ѝ8zŲpwG(EG>֜i.Por<^Nw2pʮmF\;B1͟nO|c8fϭ.l}i^1LSc_qD"lĹ@|z9v8sǖ/DIO=L)V0$ܴP8`0$m
NS[:N]E
M,KQjNA=rǀJNv%4w4S'[us7-W})ǏY#@z;W{
ua
#ZvM8&
,I7 t{{
v]*S"c@FF CDl 0\HLΆnUۂxp1&@-fhSuޮnhVY}VaB84uQwK.1Ueڣ:x#{}^
J{+B,VuQW^<L@_hMB A@jkJOuQpEmOz͙_='|o~s18[ TK'fE^X]zm@ $qe/p3M0$ qKPcrҧP
flrocD³6 X7dZU(5hx=$~Jߋ<~_c[Ll4c{eF,y\}╇lAd$_Xa ^A1,^3|duFL1c+CLjPp|YfQXؓr?sv9'CɔFuҳe'-B ʿL9ڬ`!S݅ ས*$H)\7V(j9xCE.Tu8 (ǁi-,faȭK,bHe>_,f]+[\@H8Er~EO+^s01`R.8s-H@Z1+3
,Ypr-mVߡ.u^&P\
:
)fHfF8TrYB3q!,l`('FS8τOivK[0#vRg1_Ӡ _b&d:XXM, ^0KX&os)K,@!9f1vw7i 1[`wI(w-8"eAA^7h0{ΥIrt%9j2]~FI'id_
ʦ4bV?xuWUY-Yz<iʨ1i8"lQU"t@oTT儚`PehlQ?>Т&r_i{>L5):tuϴ{^̔JF5SÒ@SݾuRQ#S8M.zߠ74r2nV8bU. gmlLʸR
/)02$˝WV!-=4)LA\k(ҵJ|8776aR8KGM/pNJFOH4Xp#M"A =#fc
5#.-626Z䕾̊>ʝ+328w+ٱȯǕFdPNQ͖\Sgc,ϛ]u45+nqGVةlz*EaCT>Z?ϩ.~PM>X]<]״L
6Z3*&uE]dǓFQv-6TH/?KW>Jj6W#{,.:L^TC>e?-]7mvwv:s1O5%dM,b(!Bo:;6^6oڮQn=fdu7?T_ڷ(}@ѼM:#h-mQ>}tf7|h~jfx`e9-L]kVگ
%+]wO^Uמ<
K{oUXeo 8iC^GSw<1Cqn">.pQB[?wf:|gOs0DDk3V`dJ6&v`krl,r c$Da
A4T&gDL[YZL1uJ5up]*,̋4LL#=mVw{QVӍfHmvG/<+:>Յ